PRIVATE ADVISORY · 01
Your portfolio should be working as hard as you did to build it.
Wealth & Portfolio Review
OVERVIEW
Most people accumulate investments over time rather than by design. A pension here, a brokerage account there, an inheritance that has never quite been addressed. The result is a portfolio that may be working less hard than it should, carrying risks you are not fully aware of, or misaligned with where your life is heading. This engagement is for clients who already hold investments and want a structured, independent assessment of exactly where they stand.
DELIVERABLE
Written Advisory Opinion & Recommended Allocation
LED BY
Accredited Wealth Planner
WHAT THIS ENGAGEMENT COVERS
01
Portfolio diagnostic
A structured review of all current holdings across accounts, platforms, and asset classes.
02
Suitability assessment
An honest evaluation of whether your investments are aligned with your goals, timeline, and risk tolerance.
03
Concentration & risk analysis
Identification of overexposure, correlation risks, and any structural vulnerabilities in your current allocation.
04
Reallocation recommendations
Specific, actionable guidance on how to reposition your portfolio to better reflect your objectives.
WHY IT MATTERS
An independent review is not about finding fault with previous decisions. It is about understanding where you are today with clear eyes, so that the next decision you make is grounded in full information rather than assumption.
Most people never receive a structured diagnosis of their complete financial position. They receive product recommendations. An advisory opinion is something different: it is an assessment of your situation against your goals, free from product incentive.
The difference between a well-structured portfolio and a poorly constructed one compounds quietly across years. Small misalignments become significant losses of opportunity. This engagement is designed to surface that difference and give you a plan to act on it.
WHO THIS IS FOR
This engagement suits individuals who have built up assets over time and want clarity on whether their portfolio is structured correctly. It is equally valuable for those approaching a significant life event, a business exit, inheritance, or retirement, who want a clear picture before making further decisions.
REQUEST THIS ENGAGEMENT
Ready to begin?
Share a few details and we will follow up to confirm scope and answer any questions before anything is formalised.
Accredited Wealth Planner · Deliverable: Written Advisory Opinion & Recommended Allocation